Privacy Policy

1. Introduction

NorthPoint MIC LLC ("we," "us," or "our") is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at northpointmic.com or interact with our services. By using our website, you consent to the practices described in this policy.

2. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, company name, and other details you voluntarily provide through our contact forms or direct communications.
• Business Information: Information about your business, financing needs, and financial situation that you share during the consultation process.
• Usage Data: Browser type, IP address, pages visited, time spent on pages, and other analytical data collected automatically through cookies and similar technologies.
• Communication Records: Records of correspondence between you and NorthPoint MIC LLC, including emails and form submissions.

3. How We Use Your Information

We use collected information for the following purposes:

• To respond to your inquiries and provide requested information about our lending solutions
• To evaluate and process loan applications and financing requests
• To communicate with you about our services, updates, and relevant industry information
• To improve our website, services, and customer experience
• To comply with legal obligations and regulatory requirements
• To protect against fraud and unauthorized transactions

4. Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information with trusted service providers who assist us in operating our website and conducting our business, provided they agree to keep your information confidential. We may also disclose information when required by law or to protect our rights and safety.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

6. Cookies and Tracking

Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze site usage. You can control cookie preferences through your browser settings. Disabling cookies may affect certain website functionality.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

8. Your Rights

You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of your personal information, subject to legal requirements
• Opt out of marketing communications at any time
• Withdraw consent for data processing where applicable

9. Text Messaging & SMS Policy

NorthPoint MIC LLC offers SMS messaging services for customer care, account updates, and promotional communications. By opting in via our contact form, you consent to receive text messages sent using an automatic telephone dialing system (ATDS). Consent is not a condition of purchase.

Message Types

You may receive messages related to: customer care inquiries, account-related notifications, promotional offers and marketing communications.

Message Frequency

Message frequency may vary depending on your interactions with us. You will not receive more messages than necessary for the stated purposes.

Opt-Out

You may opt out at any time by replying STOP to any message. After opting out, you will receive one final confirmation message and no further texts.

Help

For assistance, reply HELP to any message or contact us at Matthew@northpointmic.com.

Costs

Message and data rates may apply. NorthPoint MIC LLC does not charge for SMS messages, but carrier rates may apply.

Privacy

We do not sell, rent, or share your phone number or SMS opt-in data with third parties for their marketing purposes. SMS consent and phone numbers collected are used exclusively for the messaging purposes described in this policy.

Carriers

Carriers are not liable for delayed or undelivered messages.

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected information from a child under 18, we will take steps to delete such information promptly.

11. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. Any changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us: