Lending Solutions
Rooted in Strength

Term Loans

Predictable, structured financing designed for significant business investments. Whether you are expanding operations, acquiring a competitor, or launching a new product line, our term loans provide the runway you need.

• ✦ Loan amounts from $50,000 to $5,000,000
• ✦ Competitive fixed and variable rates
• ✦ Terms from 1 to 10 years
• ✦ Fast approval and funding timelines

"Build on solid ground."

"Flow like water, strong as oak."

Lines of Credit

Revolving credit facilities that give you instant access to working capital whenever opportunities or challenges arise. Draw only what you need, when you need it.

• ✦ Revolving access up to $2,000,000
• ✦ Pay interest only on drawn amounts
• ✦ Ideal for managing cash flow cycles
• ✦ Quick draws with minimal paperwork

SBA Loans

Leverage the power of Small Business Administration guarantees to access longer terms and lower rates. We guide you through the entire SBA process with expert precision.

• ✦ SBA 7(a) and 504 loan programs
• ✦ Lower down payment requirements
• ✦ Extended repayment terms up to 25 years
• ✦ Expert application guidance included

"The strength of partnership."

"Equip today, conquer tomorrow."

Equipment Financing

Acquire critical machinery, technology, and vehicles without straining your working capital. The equipment itself serves as collateral, simplifying the lending process.

• ✦ Up to 100% equipment cost financing
• ✦ New and used equipment eligible
• ✦ Potential tax advantages (Section 179)
• ✦ Preserve cash flow for operations

Commercial Real Estate

Whether you are purchasing, refinancing, or renovating commercial property, our real estate lending solutions provide the capital to secure your business's physical foundation.

• ✦ Purchase, refinance, and construction loans
• ✦ Competitive LTV ratios
• ✦ Owner-occupied and investment properties
• ✦ Flexible amortization schedules

"Plant roots that last generations."